We have a number of clients READY and waiting to purchase two bed houses in the following areas: Ashby Fields, Lang Farm, Priory and Timken Estates… If you are thinking about selling your two bed property then please give us a call in the office for a chat- you may be surprised how quickly you could sell!
Archive for the ‘Seller’s Area’ Category
Paul was reviewing his life cover needs the other day and discovered that time is running out – for a long time, the cost of life assurance has been reducing but things are about to change.
For a few years now, women have benefited from lower premiums than men because, statistically, they live longer.
But the EU gender directive, so Paul discovered, is about to change all that.
From 21st December 2012 a woman will no longer have lower premiums than men just because they are a woman. That means it could cost you more for life cover if you leave it beyond the 21st December deadline.
“So, if you are thinking of taking out life cover, I would do it now”, said Paul.
“If you need some help finding the right cover then I am more than happy to give you my advisor’s details and if you do it before the deadline you will be able to lock into a lower rate” added Paul.
Insurance policies that protect your income if you can’t work due to sickness or injury will change too. At the moment women pay from 50% to 100% more than men for their income protection policies – the gender directive will also change this.
From 21st December men will pay the same as women for their policies – meaning an increase here too.
“Give one of the guys a call on 01327 878926” said Paul, “and we’ll point you in the right direction”.
Paul Campbell was talking, like he does, to one of our sellers the other day and the subject of researching estate agents cropped up.
“It always amazes me how our clients make decisions when it comes to choosing the right selling agent/rental agent to act on your behalf. It’s not all about the biggest valuation quoted and the cheapest fee – in fact it’s quite the opposite” said Paul.
Having quizzed the lady a bit more, Paul asked if the lady would write a few words on her thoughts and this is what she wrote:
“We are told that moving house is one of the most stressful things one can do.
It is also one of the most expensive and involves one’s greatest asset, yet few of us research our chosen estate agent with any vigour and we tend to pick the chap who comes up with an asking price that meets our preconceptions. Or the middle estimate of the three one has asked for an opinion!
If you are a serial house mover, then it is probably best to stick with a tried and tested agent.
However, for those of us who move once in a blue moon, it is vital that we pick the agent who can maximise our investment and show that he is not “a one-trick pony”.
Any agent can come up with an acceptable asking price, a pleasant spiel, some nice leaflets and has access to various internet property sites. The vendor can just sit back, relax in the knowledge that ‘he’ has it all in hand and, then wait and wait and wait! For some this approach is OK, moving isn’t vital and there is no urgency – after all the market will pick up in the Spring, won’t it?
For other vendors, it is more important that the agent you pick is actually the best man for the job; that he is not just an estate agent, that he and his company understand your needs, that he will explore the best option for you whether it be the ‘bog standard’ asking price, the more enticing guide price, the single viewing or the massed hordes that arrive during an open hour. He also needs to have the intelligence, local knowledge and contacts to pitch your property to the right sector of the buying public whether in be by private treaty, tender or auction.
So how do you pick the right horse? Research, research and yet more research!
This is fairly easy if you have internet access. All agents worth their salt have a website, so check out what they do – sell properties, find properties for clients, let properties, are surveyors and/or auctioneers, run landlord portfolios, advice on mortgages, solicitors and builders – all are part of the property process and the more strings to their bow, the more they will understand the entire market and, more importantly, your requirements.
Try to appraise the website subjectively. If it doesn’t grab your attention, then it probably won’t do it for possible buyers. Look at the nitty gritty – is it well written, are the pictures plentiful or sparse, does it ‘sing’ professionalism or does it just have a page of what properties are up for grabs?
More importantly, does it suggest that the agents involved can actually embrace your needs and circumstance, and then advise you accordingly.
After all this research, there may be two or three who you believe can cut the mustard; so then is the time to get in touch, ask for a valuation, offer a cup of coffee and quiz them on price, marketing strategy and expected outcome.
Hopefully, you will then pick the right one!”
Thanks Jenny we really appreciated your thoughts.
Autumn is a great time to tackle those outdoor jobs before winter creeps in and by keeping your home well maintained you will ensure maximum selling appeal – and for the landlords out there, you will be keeping your tenants happy and lessen the likelihood of an emergency call out.
Make sure your property is protected against the winter weather to prevent expensive damage.
- clear your gutters
- drain traps and overflow pipes to prevent blockages
- inspect your chimney, roof and flashings for damaged brickwork and tiles
- give ‘green’ paving and brickwork a scrub
- insulate your external water pipes and locate the mains stopcock
- drag out and replace damaged fencing and dead plants.
Now is also the time to make repairs inside such as:
- replacing cracked tiles
- filling cracks in the walls and ceilings
- fixing leaky taps
- painting your walls neutral colours
- replacing badly stained carpets and lino
- add protective mats to the inside of your front and back door to collect the dirt and mud.
For those of you looking for a buyer or tenant, street scene at this time of year is vital.
Take a step back on the other side of the street and take a critical view of how your property looks. There may be a couple of small jobs that would make such a huge difference.
A few hours work will see you well-prepared for sale.
However, if you don’t have the time or inclination Campbells’ offers a complete property maintenance service so give us a call on 01327 878 926 for a chat.
The property/facility management team at Campbells manage a substantial portfolio of property – from little one bedroom studios to large 5 bedroom detached… and facility manage a number of properties with sizable grounds and a few commercial buildings too.
November is a busy month for Paul and his team as they literally inspect every single property for potential hazards as we go into Winter.
‘I’ve learnt by mistakes, if I’m honest’ said Paul. ‘As the weather deteriorates through Autumn and then into Winter we used to get a lot of calls, often emergencies, due to undetected maintenance issues that hadn’t been addressed earlier on. We inspect our client’s properties regularly but this time of year we check every single one in more detail, once the leaves are off the trees’.
So what are we checking for?
- Gutters and drain pipes that are full of leaves – creating blockages and coming away from the building.
- Blocked drains.
- Faulty outside lighting.
- Slippery paths – last week we found slippery railway sleepers – ouch!
- Ball valves in toilets that need adjusting or replacing – we don’t need these leaking at anytime let alone when it’s freezing outside.
- Boilers working efficiently with every radiator checked.
- Sufficient lagging and insulation – boilers with outside condensing pipes.
- Climbers that have got a bit out of control and creeping under roof tiles and window ledges etc.
- Checking the roof to see if there is any sign of slipped slates/tiles and ridges etc – making sure the fillets and
flaunches are all sound – there’s nothing worse than trying to get a roofer out when its cold and windy and a tenant is tolerating a leak!
- Checking that the stopcock in the house actually turns off and reminding the tenant exactly where it is and that you turn it clockwise to turn it off – yes, Paul has a brilliant story when he was up to his knees in water after a burst pipe many years ago!
- Many occupiers don’t know what to do when a pipe bursts – how many of you know how to switch your water off in the street?
- Are there any large trees which need trimming back? You’d be surprised how much damage is caused when the wind blows.
- Boundary walls and fences – if it’s wobbly now then it’s likely to come down with the likelihood of even more disruption/damage.
… anyway, you get our drift?
At Campbells we would rather be proactive than reactive hence the reason we carry out a FREE November survey on all of our properties – because we care about property and I guess we don’t want the hassle of too many desperate calls either!
If you have a property and you want it checked then I’m sure one of the guys will pop by, during November, and give it the once over, for free, when we are passing.
It’s true – every day we look after property, properly.
If you have any questions then feel free to email Paul or Carla at email@example.com or pick up the phone and we’ll talk to you straight away 01327 878926.
At this time of the year I get asked the same question – and only yesterday two people said, ‘I want to sell and move but shall I wait until the New Year?’.
I find it difficult at the best of times, because if you really want to do something, then just do it!
I do appreciate that not everyone has the benefit that I have of knowing how and when to sell a property …. and it is one of your most important assets after all.
My question is, why do we think that next Spring will be a better time to sell?
Ok, the weather maybe nicer, people might be feeling better and “don’t more people move then?” and on and on it goes.
Why do we put hurdles in the way and look at the negatives instead of choosing to do something about it?
Trust me there will be another excuse come along in the Spring.
You could argue that your property will be much harder to be seen when everyone else is doing the same thing?
If you genuinely want to move home then find an agent you can work with and feel you can trust – make a decision on the price you want to achieve and discuss your agent’s marketing plan to see how you are going to achieve your aim.
Please don’t follow the majority and be a sheep – I’d use the opportunity now to get your property to the top of ‘the buyers’ lists and get yourself noticed whilst everyone else sits back making excuses and leaving it until Spring.
The motivated agents around the country are, like my team, reporting and creating good sales at the moment – come and join in, I say, and have some fun.
If you have any questions, by all means, please get in touch – I’ll spur you on.
Mr and Mrs C are looking for a four bed detached home on Stefen Hill, with a double garage – around £240,000. Stefen hill is the preferred area but they would look at other areas. Can you help? Contact Amanda at the office on Tel: 01327 878926 if you can.
We are trying to help Mr & Mrs B find their ideal property.
They are looking for a 3 or 4 bedroom property in the Daventry town centre area and they would prefer an older style property.
Mr & Mrs B have up to £200,000 to spend so if you can help then please contact Mark on 01327 878926 for further details.
Mrs J is looking for a two bedroom property in the Lang Farm area and is willing to pay up to £125,000.
If you can help us please contact Mark on 01327 878926 for further details.
Campbells and Street Energy are working in partnership to help homeowners reduce their electricity bills, protect themselves against rising electricity costs whilst receiving index linked payments for the electricity generated for 20 years under the Government Feed In Tariff scheme.
You are aware that at Campbells we are committed to provide a team of property experts and working together with Street Energy we can help to add value to your home whilst saving you money.
Which type of Solar panel?
There are two types of solar panels: solar thermal which heat your hot water and solar PV which generate electricity and are the type fitted by Street Energy.
Solar PV (Photo-Voltaic) panels produce electricity directly from sunlight for use in your home. The panels are connected to an inverter which converts the energy generated to your mains electricity supply.
Savings on your electricity bills
The electricity from your panels is free for you to use and reduces the amount of electricity you will purchase from your existing supplier. To optimise your savings if you use your larger appliances such as washing machines and tumble dryers during the day you will be using the electricity you generate. If you are out, simply fit timers! Any electricity you don’t use will be fed back into the national grid and you will receive the Feed In Tariff.
Is it expensive?
Installations vary in size from 8-16 panels with prices for a fully installed system starting at only £5,245 including VAT.
We know that installing a solar PV system is an important decision and it is essential to know all the facts before deciding on this exciting upgrade to your home. Street Energy pride themselves on having a totally customer focused ethos and their experienced team will always ensure that you understand what is involved at every stage of the process.
To organise your free no survey and quotation or simply find out more about Solar PV call the Street Energy Solar Team on 0800 043 5690